The Biden administration has finalized a proposal to ensure health insurers cover mental health care the same way they cover physical health conditions. This is part of a long-standing effort to address disparities in mental health coverage. Despite existing laws requiring comprehensive mental health coverage, many Americans still struggle to access care. The new rules prohibit plans from imposing more restrictions on mental health than physical health and close loopholes that exempt certain insurance plans. However, there are no new enforcement mechanisms, leading to concerns about compliance. This move follows previous legislation aimed at improving mental health parity, but some insurers still fail to comply.
Source link