Biden administration tightens broker access to healthcare.gov to thwart rogue sign-ups

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The Biden administration has implemented strict measures to prevent rogue insurance brokers from switching Affordable Care Act plans without consent, in response to consumer complaints. More than 200,000 people reported unauthorized plan changes to the Centers for Medicare & Medicaid Services. Agents will be blocked from making changes to federal marketplace enrollments unless associated with the consumer’s policy. The changes aim to prevent fraudulently misstating incomes to qualify for tax credits. Consumers may face higher costs or tax bills if enrolled in ineligible plans. The rules received mixed reactions from agents and professional associations, sparking concerns about implementation during busy enrollment periods.

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