Unauthorized Sign-Ups Cast Shadow on Obamacare’s Record Enrollment

The Biden administration is facing an issue with disreputable insurance brokers enrolling people in the Affordable Care Act’s insurance exchange without their authorization. Michael Debriae, a restaurant server, was enrolled in an ACA plan without his knowledge and had to pay a $700 tax bill as a result. Complaints from consumers and agents losing clients to unauthorized switches have raised concerns. The Centers for Medicare and Medicaid Services is working to resolve the issue and protect consumers in the marketplace. Brokers in states served by the federal marketplace can easily access policyholder accounts, contributing to the problem. Regulatory and technological solutions are being considered to address the issue.

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